Healthcare is expensive, but investing in preventative care can help you stay healthy and receive early treatment for medical concerns when they arise. Flexible spending accounts (FSAs) are healthcare funds you can set aside to cover out-of-pocket medical expenses.
FSA funds can help you save money, and afford the medical care you need to stay healthy. Let’s examine FSA funds, and how to use them to cover medical costs.
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What Is an FSA?
An FSA fund is a tax-free fund you can use to pay for out-of-pocket medical costs not covered by your insurance.
FSA funds are available for those who have health insurance through their employer. The money in your FSA fund comes from you. Your employer can contribute funds, but this is optional.
The money you put into your FSA funds is deducted from your income before it’s taxed. This means you do not pay taxes on these funds. The IRS provides detailed information about FSA funds, and other health plans with tax benefits.
Accessing FSA funds involves a few steps:
- Pay the expense
- Get documentation verifying your insurance plan doesn’t cover this expense
- Prepare a claim and submit it to your employer
You’ll be reimbursed for those costs once you submit the documentation and proof of expense.
What Is the Difference Between an FSA and an HSA?
Health Savings Accounts (HSAs) are similar to FSA funds. Like FSAs, HSAs are funds created by individuals who put money aside to cover out-of-pocket medical costs. Like FSAs, the money in HSAs is not taxed as long as the funds are used for eligible medical expenses, so those with these accounts can save money on taxes.
Unlike FSAs, HSAs are an option if you purchase marketplace health insurance. HSA-eligible plans have high deductible amounts that account holders must pay before receiving coverage from their insurance plan.
While individuals set up FSAs through their employer, individuals can set up an HSA through their bank or credit union.
FSA funds do not automatically roll over to the following year. Your options depend on the type of plan your employer offers. Some include a short grace period, or allow you to roll over up to $660 if you did not use all your FSA funds within the calendar year.
HSA funds are automatically transferred from year to year, so you don’t have to worry about using them before the end of the year.
What Expenses Can You Use Your FSA On?
You can use your FSA funds to pay medical costs related to diagnosing and treating medical issues. The following list includes some eligible medical expenses:
- Acne treatments
- Acupuncture
- Bandages
- Birth control
- Blood glucose test strips
- Co-insurance
- Co-payments
- Deductibles
- Dental care
- Hearing aids
- Over-the-counter painkillers
- Prenatal vitamins
- Prescription glasses and sunglasses
- Therapy
FSA and HSA funds also typically cover the cost of CT scans. Before scheduling a CT scan, or other diagnostic test, check with your plan to confirm coverage.
Can You Use Your FSA for Preventive Scans at Preventative Diagnostic Center?
You can use your FSA funds to cover the cost of preventative scans. Preventative scans are recommended for those over 40, and are also recommended when you are at risk of developing medical issues, such as heart disease, osteoporosis, cancer, and other serious health concerns.
Preventative Diagnostic Center uses state-of-the-art low dose CT scans designed to detect health issues in their earliest stages. Early detection of medical concerns enables you to get prompt treatment, increases the likelihood of a full recovery, and helps reduce the cost of medical care needed to treat your condition.
Scans Available at Preventative Diagnostic Center in Las Vegas
Low dose CT scans are an effective way to identify medical issues. Preventative Diagnostic Center in Las Vegas offers the following scans:
- Body scans: Full body scans are excellent for detecting many health issues, including the following:
- Aneurysms
- Arthritis
- Cancer
- Kidney stones
- Osteoporosis
- Bone density scans: This scan focuses on your bone mineral density. Bone density scans identify whether you have osteoporosis or are at risk of developing it. Other health issues it can identify include the following:
- Arthritis
- Scoliosis
- Spinal degenerative diseases
- Heart scans: Heart scans determine whether you have calcium buildup in your arteries. Calcium buildup can prevent blood and oxygen from reaching your heart, causing a heart attack. Coronary calcium scores performed during heart scans determine how much calcified plaque you have in your arteries.
- Lung scans: A low dose lung scan can detect tumors in their earliest stages, enabling those with early-stage lung cancer to receive prompt treatment that increases their chances of survival.
Preventative Diagnostic Center also offers virtual colonoscopies. For more information about our scans, refer to our answers to common CT scan questions.
Book Your Appointment With Preventative Diagnostic Center Today
Preventative Diagnostic Center offers multiple scans that provide accurate health information. Your scan results will deliver peace of mind about your health, or provide the information you need to receive a diagnosis and get the treatment you need to restore your health.
Our team includes a licensed physician, so you don’t need a doctor’s referral. Appointments take less than half an hour, and you’ll receive a comprehensive report with your scan results within 10 days.
Get answers about your health by booking a low dose CT scan today.
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Sources:
Using a Flexible Spending Account (FSA). (2025).
What Are HSA-Eligible Plans? (2025).
What’s a Health Savings Account? (2024).
